Save Money on Family Trip to Disney and Universal, Orlando, Florida

Years ago, I started getting serious about travel rewards. Now that I’ve made it a habit, I was able to save over $1,600 on a family trip to Universal Studios and Disney’s Magic Kingdom in Florida.

family in front of Magic Kingdom Orlando Florida

The author with her family at Magic Kingdom.

Katie Oelker


A few years ago, I made it a point to start using travel-friendly credit cards so I could start building up rewards.

At the time, I was familiar with cashback credit cards, but I wanted to learn how to use credit cards to travel for free, or at a seriously discounted price.

So in 2018, I started to follow podcasts like ChooseFI that discussed how to use credit card rewards to pay for vacations.

I was hooked. I applied for my first travel rewards credit card, hit the minimum spend to earn the sign-on bonus, and then moved on to another card.

While I learned that there are restrictions to how many cards you can open during a certain timeframe, and I’m still learning how to best utilize credit card rewards, my husband and I haven’t paid full price for airfare or car rentals since.

Most recently, we took a 4-night trip from Minneapolis to Orlando, Florida, with our two girls to visit Universal Studios and Disney’s Magic Kingdom for their early Christmas gift. 

By maximizing credit card travel rewards, Delta Platinum credit card companion passes, as well as a hotel timeshare promotion, we saved over $1,600. Here’s how we did it.

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